2018年个人理财外文翻译--理财知识和家庭沟通模式

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1、5800 英文单词， 3.4 万英文字符 ， 中文 1 万字 文献出处： Hanson T A, Olson P M. Financial literacy and family communication patternsJ. Journal of Behavioral and Experimental Finance, 2018, 19: 64-71. Financial literacy and family communication patterns Thomas A. Hanson, Peter M. Olson Abstract Financial literacy has be

2、en shown to affect a wide range of financial behavior; therefore, understanding methods to improve financial literacy is vital for improving financial outcomes in personal finance. However, efforts to increase financial literacy through education have exhibited mixed results, which suggests that add

3、itional factors merit exploration for their impact on financial literacy. This study hypothesizes that family communication patterns will be related to financial knowledge, specifically that college students from a conversation-oriented family will perform better on a quiz of financial knowledge tha

4、n those from a conformity-oriented family. This cross-disciplinary work emphasizes the relationship between financial literacy and communication studies. The research is conducted through an online survey administered to a volunteer sample of college students. Results suggest that conversations with

5、in the family regarding financial matters provide important knowledge regarding financial matters and may be a factor to consider in designing any financial literacy program. Keywords: Financial literacy; Financial education;Family communication patterns 1. Introduction Broader participation in fina

6、ncial markets, innovation in the financial sector, and changes in the funding of retirement spending (i.e., the switch from defined benefit to defined contribution plans) have led to ever-greater personal responsibility for financial decisions since the 1940s (Ryan et al., 2011). Similarly, in their call for consumer financial protection measures, Campbell et al. (2011) draw attention to the do-it-yourself nature of much of modern finance and specifically examine several case studies involvin