2016年理财外文翻译—个人理财规划过程与家庭社会经济决策研究（节选）

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1、字数：英文 2308 单词， 13376 字符；中文 4089 汉字 出处： S Shah, AS Bhatt. A Study of Personal Financial Planning Process and Socio-Economic Decision-Making in HouseholdsC Social Science Electronic Publishing.2016 外文文献： A Study of Personal Financial Planning Process and Socio-Economic Decision-Making in Households Ab

2、stract In the current era, planning of finance is assuming extreme importance as myriad financial products are available and individuals demands are increasing. Personal financial planning is a process which outlines ones financial objectives and takes financial decisions in a manner that his goals

3、are achieved. The process of financial planning and decision-making in household has been studied independently by various researchers. However, these are essentially intertwined in nature. In view of this, the researchers have undertaken the task of understanding whether individuals followed the Pe

4、rsonal Financial Planning process consciously and whether this was linked to household decision-making, especially in the social and economic areas. This paper also examines gender inequality in household decision-making and how household decision-making evolves with time. The study was conducted in

5、 the Ahmedabad district of Gujarat, and a sample size of 196 respondents was selected on judgmental basis to meet the objective of the study. The response rate was 78% (n=150) which is considered to be acceptable for a research study. The sample size was equally split between males and females. The

6、survey was carried out in June- July, 2014.Analysis has been done by using Analysis of Variance (ANOVA), Binary Logistic Regression and Chi-square. It was found that age influences components of Personal financial planning (PFP) like determining ones financial objectives, knowledge of finance, satisfaction regarding current economic status, and retirement planning. Likewise, gender, income, education, profession and marital status affect various components of PFP. It was also found that