1、2850 英文单词， 16000 英文字符 ， 中文 4750 字 文献出处： Murphy D S, Yetmar S. Personal financial planning attitudes: a preliminary study of graduate studentsJ. Management Research Review, 2010, 33(8): 811-817. Personal financial planning attitudes: a preliminary study of graduate students David S. Murphy ; Scott Ye
2、tmar Abstract Purpose The purpose of this paper is to report on a survey about the personal financial planning attitudes of MBA students in the USA. Design/methodology/approach The study surveyed 206 MBA students about their attitudes to personal financial planning. Participants were asked about the
3、ir level of knowledge, whether they had prepared components of a financial plan, where they might seek assistance in such a process and the criteria for selecting a financial planner. In addition, participants were asked to indicate their level of confidence in a financial plans capacity to help the
4、m meet their long-term needs and the likelihood that they would implement such a plan. Findings The findings indicate that, while most respondents feel both that financial planning is important and that they are interested in developing a financ ial plan, very few feel that they have the necessary s
5、kills and knowledge to prepare their own plan. In addition, the participants indicated a strong preference for professional personal financial planning advice. The study also indicates that less than 13 percent have prepared a comprehensive personal financial plan. When asked to identify the one pro
6、fessional from whom they would seek advice, certified financial planners were the preferred resource. Research limitations/implications While the results are not generalizable to the wider population, the views of this group are important because one might expect that educated individuals would be both more interested in personal financial planning and more capable of preparing their own plans compared with average Americans. Practical implications The study presents some implicati
