1、4000 英文单词, 2.1 万英文字符 ,中文 6850 字 文献出处: Williamson J B, Shen C, Yang Y. Which pension model holds the most promise for China: a funded defined contribution scheme, a notional defined contribution scheme or a universal social pension?J. Benefits, 2009, 17(2): 101-111. Which pension model holds the most
2、 promise for China: a funded defined contribution scheme, a notional defined contribution scheme or a universal social pension? John B.Williamson, Ce Shen and Yinan Yang Faced with concerns about how to finance pensions for present and particularly future retirees, Chinese policy makers concluded th
3、at their traditional defined benefit pension scheme was not going to be sustainable. they, like pension policy makers around the world, have been looking for alternatives and have tentatively decided to go with a multi-pillar scheme that includes a major funded defined contribution pillar. We questi
4、on the wisdom of that choice and explore two alternatives, one for urban workers based on the notional defined contribution (nDC) model and one for rural workers based on the universal social pension model. Introduction China has one of the most rapidly increasing rates of old-age dependency in the
5、world. This trend poses a major problem for pension policy experts in China. But China is not just another rapidly aging country, in 2007 some 21% of the worlds population aged 60 and over was living in China and in the years ahead Chinas share will be increasing (Kinsella and Velkoff, 2001; UN, 200
6、7). This is one reason that pension policy developments in China are so important.Another is that China is not only a large country, it currently has the worlds fourth largest economy (US Census Bureau, 2009). Due to its size, the rate of growth of its economy and its status as a developing nation, it is quite possible that other developing nations will be looking to China for ideas about how best to deal with increasing old-age dependency. During the decades after the end of the Second Wo