1、字数：英文 2981 单词， 16706 字符；中文 5100 汉字 出处： Marku E. Rural Microcredit: Evidences From AlbaniaJ. European Scientific Journal, ESJ,2016,12(10):104-111 外文文献 Rural Microcredit: Evidences From Albania Abstract The purpose of this paper is to analyse the issues and concerns of Albanian rura
2、l credit, which is a powerful tool for enhancing production and productivity and for poverty alleviation. Further it highlights some of the strategies adopted by the Albanian government to increase the rural credit facilities in the rural area of Albania. The various problems faced by the farmers in
3、 applying for loans are analysed in detail. Rural credits serve as a tool for providing a sustainable livelihood for people who lives in these areas. Several organisations and Microfinance Institutions, are playing a major role in providing rural credit facilities to rural Albania, to make the rural
4、 credit facilities available to most of the needy. In spite of several efforts put up by various organisations to increase the rural credit fac ilities, several challenges will prevail in the years to come. These aspects of the financial sector remain undervalued in mainstream literature on rural cr
5、edit. With Albania being a nation in which more than 40 percent of people live in rural areas and rural credit being a powerful, and the only, tool for rural people in providing a means of livelihood, its importance and potential should be known to each individual. Keywords: Credit, Rural, Rural Reg
6、ions, Poverty, Albania Introduction Access to finance is critical for the growth of the agriculture sector. The shift from subsistence to commercial agricultural production requires funds. However, in developing countries, where agriculture is a source of livelihood for 86 per cent of rural people (International Finance Corporation IFC, 2013), financing for investments in agriculture is scarce, even for large investors. The need for investing in agriculture is increasing due to a rising global populat
