1、英文 3600 单词， 1.9 万英文字符 ，中文 5750 字 文献出处： Ojeaga P, Odejimi O. The Impact of Interest Rate on Bank Deposits:Evidence from the Nigerian Banking SectorJ. Mpra Paper, 2014, Vol 5(No 16):232-238. The Impact of Interest Rate on Bank Deposit: Evidence from the Nigerian Banking Sector Paul Ojeaga; Omosefe Ode
2、jimi Abstract The study investigates the effect of interest rates on customer savings behavior in the Nigerian banking sector, after identifying a host of factors that are likely to influence customer confidence in commercial banks such as average income, commercial lending, legal rights strength, c
3、entral bank monetary policy and total annual commercial bank losses, using quantile regression estimation method, a non parametric estimation process that is based on the premise that the sample median will tend to that of the distribution and addresses issues of heteroscedastic errors and data stri
4、ngency associated with the data used in the study under question. We find that interest rates were probably increasing bank deposits while income was also found to affect bank deposits in general. Keywords: Interest rates, bank deposits, income, bank losses and monetary policy 1. Introduction The dy
5、namics between interest rate and customer savings behavior has not been overly researched. While the topic has generated a lot of discussions, no conclusive agreement has been reached as to the nature of how interest rates is likely to affect customer savings behavior particularly in the Nigerian co
6、ntext, furthermore even if many studies have investigated the role of interest rate on savings within the growth and financial business cycle context few have tried to address customers savings concerns as a matter of primary interest using a non parametric estimation technique as we do in this study. A host of factors are likely to affect customer saving behavior in banks, some include the fixed saving interest rates which is likely to affect customers incentive to save, country specific wag
