1、字数：英文字数：英文 19261926 单词，单词，1118111181 字符；中文字符；中文 35363536 汉字汉字 作者及出处：作者及出处：Peter J. Morgan, Bihong Huang, Long Q. TrinhPeter J. Morgan, Bihong Huang, Long Q. Trinh 外文文献外文文献 The Need to Promote Digital Financial Literacy for the Digital Age Abstract Digital financial literacy (DFL) is likely to become
2、 an increasingly important aspect of education for the Digital Age. The development of the gig economy means that individuals will become more responsible for their own financial planning, including for retirement. Consumers will need to have increasing financial sophistication to make effective use
3、 of financial technology (fintech) products and avoid fraud and costly mistakes. G20 countries need to agree on a standardized definition of digital financial literacy, design tools to assess it, and develop strategies and programs to promote digital financial education, including special programs f
4、or vulnerable groups. Challenge Digital financial literacy (DFL) is likely to become an increasingly important aspect of education for the Digital Age. The development of the gig economy means that individuals will become more responsible for their own financial planning. Individuals will need to manage their own retirement savings and pensions more, due the trend of switching to defined-contribution from defined-benefit pension plans. Consumers will need to have a highe
