1、此文档是毕业设计外文翻译成品（ 含英文原文+中文翻译） ，无需调整复杂的格 式！下载之后直接可用，方便快捷！本文价格不贵,也就几十块钱！一辈子也就 一次的事！ 外文标题：Factors affecting platform default risk in online peer-to-peer (P2P) lending business: an empirical study using Chinese online P2P platform data 外文作者：Yeujun Yoon, Yu Li, Yan Feng 文献出处: Electronic Commerce Research,
2、March 2019, Volume 19, Issue 1, pp 131158 (如觉得年份太老，可改为近 2 年，毕竟很多毕业生都这样做) 5717 英文单词， 37089 字符(字符就是印刷符)， 中文 8778 汉字。（如果字数多了， 可自行删减，大多数学校都是要求选取外文的一部分内容进行翻译的。 ） Factors affecting platform default risk in online peer-to-peer (P2P) lending business: an empirical study using Chinese online P2P platform dat
3、a Abstract: Most previous literatures focus on the micro level default risk of individual borrowers whereas the platform default risk has not been rigorously studied yet. In this paper, we investigate the factors affecting platform default risk by employing the Chinese online P2P platform data. We f
4、ind significant evidence that severe competition among platforms can increase risky behaviors of platforms by allowing riskier borrowers into the system. Some of the risk management devices could alleviate the default risk of platforms; however, others are not effective at alleviating the default risks. In addition, we find evidence that macro environment such as stock market condition or increases in speculative investment opportunities plays critical roles to increase the platform default rat
