1、 我国科技型中小企业融资问题研究 姓 名 学 号 专 业 会计学 指导教师 讲师 2009 年 05 月 15 日 I 摘摘 要要 随着我国国有企业改革的不断深入和非国有经济部门的蓬勃发展，科技型中小企业 在经济运行中发挥的巨大作用日益显现。可是在我国这样一个新兴经济中，在经济转型 的背景下，由于金融体制、机制和政策、信用体系等诸多方面因素的制约，科技型中小 企业的发展客观上存在许多自身难以克服的经济、制度以及法律等方面的矛盾和问题。 在这些问题中，科技型中小企业融资问题作为一个普遍性的难题，更是首当其冲。 本文以科技型中小企业的融资问题为研究对象，以科技型中小企业融资难为出发 点，结合我国科
2、技型中小企业的实际特点，全面系统地分析了我国科技型中小企业融资 存在的问题，深入探讨了科技型中小企业融资难的原因。在此基础上，建议解决我国科 技型中小企业融资难的问题。研究分析的结果对解决我国科技型中小企业融资难的问题 有重要的意义。 关键词：关键词：科技型；中小企业；融资 II Abstract As Chinas state-owned enterprise reform and the deepening of the non-state sectors of the economy booming, technology-based SMEs in the economy played
3、 a huge role in an increasingly apparent. However, such an emerging economy in China, in the context of economic restructuring, the financial institutions, mechanisms and policies, credit system and many other aspects of factors, scientific and technological development of small and medium- sized ob
4、jective and there are many difficult to overcome their own economic, institutional and legal contradictions and problems. In these problems, the problem of financing small and medium-sized science and technology as a universal problem, but also bear the brunt. In this paper, the financing problems of small and medium-sized science and technology studies in order to finance small and medium-sized science and technology can not make the starting point, combined with Chinas actual characteristi
