1、 第 1 页 共 12 页 民营企业融资问题研究民营企业融资问题研究 摘摘要要：民营企业是我国市场经济的重要组成部分，也是推动我国经济增长的重要动力，对中国 GDP 的增长、市场经济的活跃以及国家税收的增长有着不可估量的贡献。近年来，我国民营企业有了较大的 发展，同时由于国家政策和市场风险等因素使其面临融资难的问题。本文从中小民营企业的融资现状、 融资难的成因等方面进行了分析研究，并从政府、金融机构和中小民营企业自身等多个角度，提出了解 决融资难问题的对策与建议。 关键词：关键词：中小民营企业 融资 成因分析 对策 Private enterprise on finanPrivate ente
2、rprise on financing researchcing research Abstract: The Private enterprise is our country market economy important component, is also promotes our country economic growth the important power, to the Chinese GDP growth, the market economy active as well as the national tax revenues growth has the ine
3、stimable contribution. In recent years, our country Private enterprise had the big development, because simultaneously factors and so on national policy and market risk caused it faced with to finance the difficult question. This article small Private enterprises financing present situation, finance
4、d aspects and so on difficult origin to conduct the analytical study, and from government, financial organ and small Private enterprise own and so on many angles, proposed the solution financed the difficult question countermeasure and the suggestion. Keywords: Small Private enterprise financing origin analysis countermeasure 第 2 页 共 12 页 引言：融资活动是企业资金管理中的重要一环，企业融资决策决定着企业的资本结构， 而融资决策往往受制于其当时的金融环境。企业的资金可以从多渠道、多方式来筹集，不 同来源的资金，其使用时间的长短、附加条款的限制、财务风险的大小、资金成本的高低 都不一样。 融资应当有利于实现企业顺利健康成长和企业价值最大化的
