1、第 1 页 题 目: 浅析我国医疗卫生保险改革遇到一些问题浅析我国医疗卫生保险改革遇到一些问题 【内容摘要】【内容摘要】 中国的社会医疗保障是以全民保健为基础，以公费和劳保医疗为主体，以合 作医疗和其他形式的医疗保障为补充的多层次的社会医疗保障体系。 我国传统的 医疗保障模式是20世纪50年代初在计划经济体制下建立起来的， 它包括两部分： 公费医疗制度和劳保医疗制度。机关事业单位实行公费医疗制度，企业实行劳保 医疗制度。 二者均由国家各级财政拨款或由患者所在企事业单位出资对患者的医 疗进行保障。60 多年来它对于保障职工的身体健康、促进经济的发展和维护社 会的稳定起到了十分重要的作用。然而，随
2、着我国社会经济环境的飞速发展，我 国现行的传统的医疗保障模式的诸多弊端也愈发明显的显露了出来。 本文通过对 当前就当前医疗保险制度体系状况的分析得出这种体系的弊端， 并就此入手分析 发生问题的原因， 然后针对问题发表一些个人的看法与见解以期对医疗保险制度 体系的改革提出一些参考。 【关键词】【关键词】医疗保险模式、体制、改革、弊端、原因 第 2 页 【Abstract】 Chinas social health insurance is universal health care, at public expense and labor insurance medical cooperativ
3、e medical care and other forms of medical insurance for complementary multi-level social medical insurance system. Chinas traditional medical insurance mode is set up under the planned economic system in the early 1950s, it consists of two parts: the publicly funded health care system and labor prot
4、ection medicare system. The organs and institutions in the implementation of publicly funded health care system, the implementation of labor protection medicare system. Both by the national levels, funding or funded enterprises by the patient where the patients medical protection. More than 60 years
5、 it has played a very important role for the protection of the health of workers and promote economic development and maintaining social stability. However, with the rapid development of Chinas social and economic environment, the many shortcomings of the current traditional medical insurance model
6、is also becoming increasingly apparent is revealed out. Drawbacks of the current medical insurance system for system analysis of the situation on the current draw of such a system, and to start to analyze the cause of the problem, then the problem to express some personal views and insights on the system of medical insurance system reform reference. 【Key wordsKey words】 health insurance model, institutional reform, the drawbacks, because 第 3 页 目目 录录 一、我国医疗保险发展现状及改革进程一、我国医疗保险发展现状及改革
