1、 毕 业 论 文 我国中小企业债权我国中小企业债权融资融资问题问题探讨探讨 院 别 经管学院 专 业 财务管理 姓 名 指导老师 我国中小企业债权融资问题探讨 II 摘要摘要 中小企业是现代经济活跃的基础，其在扩大就业、活跃市场、增加收入、稳 定社会以及形成合力的国民经济结构等方面发挥着难以替代的作用。 但中小企业 由于自身抗风险的能力较弱、 规模较小、 使得其在融资上很难得到足够多的支持， 债权融资难的问题是阻碍大多数中小企业健康稳定发展的主要因素， 也是影响其 扩大生产与盘活资金的重要问题。 本文从中小企业债权融资的相关理论及其发展 状况切入，并对我国中小企业在债权融资过程中存在的问题进行
2、分析，并在此基 础上提出了解决我国中小企业债权融资难的对策。 关键词：债权融资；中小企业 我国中小企业债权融资问题探讨 III Abstract Small and medium-sized enterprise is the foundation of the modern economy active in its expanding employment, the active market, increase income, social stability and to form the joint effort of the national economic structure
3、and play an irreplaceable role. But small and medium-sized enterprise because of its own resistance to the ability of the risk is weak, smaller, makes it very difficult to get in on the financing of enough support, the creditors rights financing difficult problems that most small and medium-sized en
4、terprise is healthy and stable development of the main factors which influence the expansion of production and revitalize the money problem. This article from the creditors rights financing for small businesses related theory and its development status cut into the country and small and medium-sized enterprises in the process of the creditors rights financing and the analysis of existing problems, and put forward the solution of the small and medium-sized enterprise credit financing
