1、 1 解决农村融资难题 加快农村经济发展 【摘要】 农村融资困难，一直以来都是一个制约中国农村和农业健康发展的难题。 现今情 况下，农村经济发展速度明显加快，各种投资增长较快，对资金的需求量增加，但是，从资 金供给角度来看，农村经济中直接融资和间接融资都存在很大障碍。资金供给增长不快，资 金供需缺口较大等等这些难题严重地制约了农村经济的可持续健康发展。中国农村金融体系 的健康发展是农村经济主体的正常金融需求，对于促进农村经济的可持续发展，促进农民收 入的稳定增长，维护国民经济的有序平稳运转具有至关重要的作用。但是，在金融体系建设 中，农村经济实体融资难已经成为制约农村经济发展的瓶颈。 文章从融
2、资需求的现状和特 征，农村融资难的原因，以及其对经济发展的阻碍，解决农村融资问题的建议措施几个方面 分析当前我国农村金融体系中存在的融资难的问题， 以期解决当前中国农村融资现状之困局。 【关键词】 融资难； 经济发展 ； 资金需求； 农村经济体系 Abstract The Difficulties of financing in rural areas has always been a constraint on the healthy development of Chinas rural and agricultural problems. Now, rural economic dev
3、elopment has significantly accelerated, a variety of investment grew faster, and demand for funds Increased. But From the point of money supply, there is a big obstacle in the rural economy about direct and indirect financing. Difficulties such as the slow growth in money supply and the gap between
4、supply and demand of funds have seriously hamperedd the sustainable and healthy development of the rural economy. The healthy development of Chinas rural financial system is the normal financial needs of the rural economy the main. It has a crucial role for the promotion of the sustainable development of rural economy, the promotion of the steady growth of farmers income, and to maintain orderly and smooth functioning of the national economy. But, in the financial system, the financing di
