1、 1 浅析中小企业的融资难问题及对策 摘要摘要： 改革开放以来， 我国中小企业发展迅猛， 已经成为我国国民经济的重要组成部分， 特别是在解决就业和拉动经济增长方面具有非常重要的作用。可是尽管近年来我国的中 小企业发展非常迅速，在国民经济中的地位也不断加强，但中小企业的发展也面临着一 些难题，融资困难就是其中之一。造成我国中小企业融资难的原因有企业自身，也有金 融系统的不完善和政府的政策，但我国中小企业融资困难的问题俨然已成为制约中小企 业发展最大的“瓶颈” ，成了阻碍我国国民经济健康、持续发展的巨大障碍。因此，帮 助企业解决融资难题将是对我国中小企业经济发展具有十分重要的意义。 关键词：关键词
2、： 中小企业 融资 信用贷款 2 Study on SMEStudy on SME financing difficulties and countermeasuresfinancing difficulties and countermeasures Abstract: Since the reform and opening，small and medium-sized enterprises in china is developing rapidly, Chinas national economy has become an important part of，especially
3、in solving the employment and boosting economic growth plays a very important role. Although in recent years the medium and small enterprises in China found very quickly and status in the national economy, but also continuously strengthen the development of small and medium-sized enterprises is face
4、d with some problems, the financing difficulties is one of them. Result in the financing difficulties of small and medium-sized enterprises reason is their own business, also have the financial system not perfect and the policy of the government, but our country financing difficulties of small and medium-sized enterprises problem peremptory constraints SME development has becomes hinder our national economy healthy and sustainable development of huge obstacle. Therefore, help enter
