1、 本科生毕业论文 中小企业融资现状及对策中小企业融资现状及对策分析分析 以*市中小食品企业为例 姓 名 学 号 专 业 会计学 指导教师 教授 2012 年 5 月 20 日 I 摘要摘要 截止 2010 年底中国中小企业总数已占全国企业总数的 99%以上，创造的最 终产品和服务价值相当于国内生产总值的 60%左右，在繁荣经济、推动创新、 扩大出口、增加就业等方面发挥了重要作用。但是，融资难是多年来制约中小 企业发展的重大“瓶颈” 。在中小企业对国民经济发挥越来越重要作用，以及国 家对中小企业各方面政策扶持力度不断增大的今天，研究中小企业融资现状及 对策，使中小企业结合自身特点更好运用国家政策
2、解决融资难的问题就更具有 现实意义。 本论文主要对中小企业的融资现状作出阐述的基础上，针对*市中小食品 企业在融资的过程中存在的问题进行研究，找出解决中小食品企业融资难的对 策。本文按照提出问题、分析问题、解决问题的思路对*市中小食品企业的融 资问题进行研究，并找出解决的对策。 关键词关键词：中小企业；融资；信用担保 II Abstract By the end of 2010 the Chinese small and medium-sized enterprise total already accounts for the enterprise, create more than 99%
3、 of the total number of the final product and service value equivalent to about 60% of GDP, in economic prosperity, promote innovation and to expand exports and increasing employment has played an important role. But of financing DuoNian is restricted to restrict the development of small and middle-
4、sized enterprises major “bottleneck“. In the small and medium-sized enterprise to the national economy play more and more important role of small and medium enterprises, as well as the national various aspects of policy support strength increasing today, small and medium-sized enterprise research fi
5、nancing status and countermeasures, and make small and medium-sized enterprise combining the characteristics of their better use the policy to solve the problem of financing difficulties has more practical meaning. This thesis mainly for small and medium-sized enterprise financing status to the pape
6、r, for Luohe small and medium-sized food enterprises in the financing process, and find a solution to the financing difficulties of small and medium-sized food enterprises countermeasures. Ask questions, analyze problems, and solutions to those problems Luohe City, the financing problems of small and medium-sized food companies to conduct research and find out the countermeasures. Keywords: Small and medium-sized enterprise; Financing; Credit Guarantee III 目目 录 录 1引 言 1 2中小企业融资的相关
