1、I 论商业银行风险管理与控制 作者姓名： 代璐 学号 ： 312009110202204 指导老师： 胡建平 摘 要 随着全球经济形势的变化、金融创新以及技术革命出现 , 现代银行业面临着越来越多的风险。由于金融业本身特性加上银行的规模较大 , 一旦银行出现经营危机将会给整个国家带来巨大的负面效果。于是对现代银行的风险管理研究有极其重要的意义。本文在系统研究商业银行风险及其成因的基础上，通过对商业银行的风险识别、风险估计、风险处理等方法，预防、回避、分散或转移经营中的风险，从而减少或避免经济损失、保证银行经营安全。 本文主要探讨了商业银行风险的成因和分类及商业银行风险管理的方法和控制措施。 关
2、键词 ： 商业银行；风险管理；风险控制 II The risk of the Commercial bank Management and Control Abstract: As the global economic changes, financial innovation and technology revolution appear, modern banking facing more and more risk. Because of the financial industry and the scale of the bank itself characteristics
3、is larger, once the Banks in business to the national crisis will bring huge negative effect. So the banks risk management of modern research has very important significance. Based on the system research commercial Banks of the cause of risk and its basis, through commercial banks risk identificatio
4、n, risk estimate, risk treatment methods, prevention, evasion, and scattered or transfer of risk management, so as to avoid or reduce the economic loss and ensure the safety of Banks. This paper mainly discussed the commercial bank risk causes and classification, and commercial bank risk management method and control. Key words: the commercial bank； risk management； risk control
