1、 本科毕业论文外文翻译 外文题目： Review of Financial Service in Logistics 出 处： 2008年国际会议论文集 IEEE服务运作，物流及信息 作 者： Xiaojing Zhou, Zhuo Zhang, Yin Lu 原文 ： Review of Financial Service in Logistics AbstractThis paper mainly analyzes the appearance, operation procedures, development trends, research orientation and the h
2、ot issue of Financial Logistics, which is being applied as a new product of logistics service in both domestic logistic industry and international ones. Moreover, the theory and practice development of Financial Logistics and the classification about the existent research results were discussed. Som
3、e forecast about the future orientations based on the previous results was presented, Our conclusions can help that design of Intermediation warehouses, application of International Settlements and ways to build logistics banks would be the main subjects in the future development of Financial Logist
4、ics. Index TermsFinancial Logistics (FL), Financial services, Logistics 1. INTRODUCTION The logistics industry which is developing rapidly, which has become a pillar industry of the national economy in recent years. At the same time, logistics and financial services have gradually is the necessary o
5、f Chinas economical development with a huge market demands. The logistics industry, however, was not fully supported by the financial systems in China at present, so it is important for the corporations in competition to do some innovation of service mode by integrating the logistics and financial s
6、ervices in such background. Some of the world famous banks and logistics companies has realized the new proficial point in Financial Logistics (FL) and regard the FL as a new extension of financial products and logistics services. The development of FL is necessary trend, because it is the innovativ
7、e products of financial services supply chain, coincide with the interests of all participants. There are a lot of inventories in the whole supply chain process from raw materials to final consumers. Logistics companies may get into trouble because of stock and the use of large amounts of funds. Lac
8、king of active capital in small and medium-sized corporations always become the bottleneck of development. In order to solve these problems, they can change the enterprises existing inventory into capital resources. For financial institutions, how to reduce the risk in actual financing is the most i
9、mportant, additionally, agency that control logistics activities of an enterprise should be the most direct and most effective spokesman in this time. There are many kinds of property right and operation right transaction such ascombination, annexation, recomposition, trusteeship and pool in the cor
10、porations, but the circulation channel of commodity will not change . In order to control the risk, it is necessary for financial institutions (banks) to do something to understand the nature of guaranty and the authenticity of identification, which are not only time-consuming, but also beyond the b
11、anks business areas in the ordinary courses. FL service can help logistics business make fully control of the supply chain to ensure the safe transportation of special products and stabilization of long-term customers. In the development of supply chain management, enterprises gradually emphasize on
12、 the integration of cross-enterprise, which make customer relationship management to become increasingly significant. Logistics management has been upgraded from single transportation to the value-added of project management. The traditional logistics are no longer meets the needs of modern logistic
13、s businesses, how to collaborate logistics enterprises and financial institutions to satisfy the urgent demands on financial services and third-party logistics services has soon become a hot issue, which is concerned not only by logistics and banks but also by researchers. 2. THE DEVELOPMENT AND IMP
14、LICATION OF FL “Financial Logistics”, in a wide sense, refers to the entire processes of the logistics operations which applies various financial products to implement effective integration of the logistics, from capital flow and information flow, to organize and regulate the currency and capital mo
15、vement in the supply chain operations to get a better capital efficiency of business activities. In a narrow sense, FL is a services process that the banking and the third-party logistics service providers in the supply chain operation provide financing and billing services. It also can be understoo
16、d as the corporate finance services with the help of logistics enterprises, i.e., the inventory and accounts receivable financing in the participation of logistics enterprises. In accordance with the different objects of financing and the different phrases and ways of the production and operation of
17、 products, the mode of FL business can be divided into two categories, one of is FL mode based on the inventory, and the second is based on the trading financial contracts . FL business mode based on the inventory mainly refers to the enterprises which need financing, take their stock as mortgage an
18、d transfer the storage to intermediary companies (logistics enterprises) to obtain a credit loan. Such operations can not only happen in the process of sale, but also be presented in the procurement. The FL business mode based on trade contracts mainly refers to the enterprises, which need short-ter
19、m funds for its continuous development and ease the financial deficiency, that obtain the operation capitals through specific operating procedures by trade contracts. Review the trend of Chinas FL innovations development in recent years, it is easy to see that FL business mode based on the inventory
20、 develop quickly, while the mode based on the trade contracts is still in the process of introduction by foreign logistics enterprises. Whereas, from the angle of the participants, the lenders have developed from purely commercial banks to the guarantee agencies and insurance agencies. The logistics
21、 enterprises, moreover, have developed from companies with single storage capital to the third-party logistics, agency and chain management. At the same time, the loan applier is extending, which is from circulating corporation to circulation and producer . Clearly, the potential of FLs development
22、is enormous, which has far-reaching significance for materials circulation of the society. 3. THE SIGNIFICANCE OF FINANCIAL LOGISTICS BUSINESS In the processes of circulation, many different kinds of problems have been solved in the practice of FL, which can receive lots of economic and social benef
23、its. FL means a lot for the logistics enterprises. On one hand, the new service not only increase the value of service but also improve the operating efficiency of the supply chain, finally stabilize and attract the customers； On the other hand, as a mutual trusted one by banks and customers, logistics corporations can be better integrated into the customers supply chain, the alliance relationship among the banks will also
