1、密级： NANCHANG UNIVERSITY 外 文 翻 译 THESIS OF BACHELOR （ 2008 2012 年） 学 院 : 共青学院 系 别 : 经济贸易系 专 业 : 经济学 班 级 : 08 经济学本科 学生姓名 : 崔恩凯 学 号 : 8056208054 指导老师 : 幸伟 The areas of SME financing channels: an overview 1.Introduction In all countries, SMEs are an important source of economic growth and create jobs. I
2、n addition, these companies through their dynamism and flexibility, the power of innovation and development. The research method is to start from the literature to highlight the importance of the theme of our research. This paper analyzes the data and statistics based on mainly by the World Bank sur
3、vey, small and medium-sized private enterprises in Romania by some empirical research. According to the method used, and pointed out the importance of financing of SMEs and enhance the public bodies concerned about, especially the measures taken to improve financial development. 2.the literature on
4、SMEs financing channels A popular academic literature on the financing channels of SMEs, has witnessed a lot of research to solve this problem. Countless research studies have indicated that financing channels is a critical obstacle in the growth and development process, especially in small and medi
5、um enterprises. Through Baker Dumont reggae - Ke Lute, Ivan, and Marca Smokin Popovich (2004) research, reflecting the fundamental factors of 10 000 enterprises from 80 countries mainly depend on the financing of enterprises. Therefore, the relationship between the study highlights the corporate fin
6、ance and its characteristics such as age, size and structure of property rights. From this perspective, the authors found that the small size of the young company, and face greater obstacles when they seek financial resources. The iResearch Dick Mei Leke and Salta (2011) analysis of macroeconomic an
7、d institutional factors affecting SME financing loans through the statistical data found. In other similar studies, the authors found a positive correlation between the overall economic development (a measure of per capita income) and financial development (measured by private lending ratio of gross domestic product), on the other hand, the level of SME financing is the opposite. In addition, the authors show that the level of
